{"id":3383,"date":"2023-11-19T12:40:13","date_gmt":"2023-11-19T20:40:13","guid":{"rendered":"https:\/\/thevegasfaces.com\/?p=3383"},"modified":"2024-03-29T11:01:58","modified_gmt":"2024-03-29T18:01:58","slug":"episode-21-mortgages-martinis-vegas-faces-turns-21-how-to-be-a-home-owner-in-2024","status":"publish","type":"post","link":"https:\/\/thevegasfaces.com\/?p=3383","title":{"rendered":"Episode 21: Mortgages &#038; Martinis! | Vegas Faces Turns 21! | How To Be A Home Owner In 2024"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Las Vegas Housing Market &amp; Interest Rates Discussion\" width=\"640\" height=\"360\" src=\"https:\/\/www.youtube.com\/embed\/Knn7ienQW_s?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-spotify wp-block-embed-spotify wp-embed-aspect-21-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"Spotify Embed: Mortgages &amp; Martinis! | Vegas Faces Turns 21! | How To Be A Home Owner In 2024\" style=\"border-radius: 12px\" width=\"100%\" height=\"152\" frameborder=\"0\" allowfullscreen allow=\"autoplay; clipboard-write; encrypted-media; fullscreen; picture-in-picture\" loading=\"lazy\" src=\"https:\/\/open.spotify.com\/embed\/episode\/6J6ieNyGfxP6jnh2unvS5s?utm_source=oembed\"><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>This is episode 21 of Vegas Faces! And to celebrate our 21st, Mary &amp; David make everybody martinis while welcoming Noel Gardiner &amp; Stephen Zadwydas of United Mortgage here in Las Vegas. And, our beloved friend Michelle Martinez, who relocated from Chicago to Vegas! Stephen &amp; Noel provide excellent insight into the Las Vegas housing market, how to navigate the high interest rate environment, and how you can reach the goal of home ownership in 2024. Michelle, having just moved to Vegas, asks amazing questions on what it takes to get a loan and become a homeowner here in Las Vegas. But of course, none of this without talking about Vegas and sharing everybody&#8217;s favorite Las Vegas hidden gems! Get ready for a fun one! Cheers!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stephen Zadwydas, United Mortgage: https:\/\/linktr.ee\/stezad<\/li>\n\n\n\n<li>Noel Gardiner, United Mortgage: https:\/\/linktr.ee\/noelg85<\/li>\n<\/ul>\n\n\n\n<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br>0:30 &#8211; What Is Mortgage &amp; Martinis?<br>2:00 &#8211; Advice About Interest Rates<br>4:45 &#8211; What To Know About Owning Real Estate<br>7:40 &#8211; What Is Equity?<br>8:40 &#8211; Relocating To Las Vegas From United Kingdom<br>12:40 &#8211; Relocating To Las Vegas From New York<br>14:30 &#8211; Relocating To Las Vegas From Chicago<br>17:40 &#8211; Housing At All Time Highs<br>18:50 &#8211; How To Become A Home Owner In 2024?<br>28:45 &#8211; The Mortgage Pre-Approval Process<br>34:40 &#8211; Facts About The Mortgage Business<br>36:00 &#8211; What Caused The 2008 Crash?<br>41:20 &#8211; lv hidden gems<br>49:00 &#8211; why talk to a mortgage lender?<br>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br>Apple Podcasts:<br>https:\/\/podcasts.apple.com\/us\/podcast\/vegas-faces\/id1676881525<br>Spotify Podcasts:<br>https:\/\/open.spotify.com\/show\/1JQHzDhxTih1b8wpZHHDkN<br>YouTube:<br>https:\/\/www.youtube.com\/channel\/UCEgUhWKUF0f6p7xsp54qopQ\/?sub_confirmation=1<br>Website:<br>https:\/\/TheVegasFaces.com<br>Email:&nbsp;<br>TheVegasFaces@gmail.com<br>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;<br>Created By:<br>David Gavri &amp; Mary Gavri<br>Las Vegas \u00a9 2023<br>Gavri Group Real Estate | Realty One Group Summerlin<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/vegas-faces\/id1676881525\" target=\"_blank\" rel=\"noreferrer noopener\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1.png\" alt=\"\" class=\"wp-image-3123\" width=\"392\" height=\"154\" srcset=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1.png 618w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1-300x118.png 300w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1-24x9.png 24w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1-36x14.png 36w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1-48x19.png 48w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/apple-podcasts-1-600x236.png 600w\" sizes=\"(max-width: 392px) 100vw, 392px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/vegas-faces\/id1676881525\">https:\/\/podcasts.apple.com\/us\/podcast\/vegas-faces\/id1676881525<\/a><\/figcaption><\/figure><\/div>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/open.spotify.com\/show\/1JQHzDhxTih1b8wpZHHDkN\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2.png\" alt=\"\" class=\"wp-image-3126\" width=\"398\" height=\"102\" srcset=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2.png 740w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2-300x77.png 300w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2-24x6.png 24w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2-36x9.png 36w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2-48x12.png 48w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/spotify-2-600x153.png 600w\" sizes=\"(max-width: 398px) 100vw, 398px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/open.spotify.com\/show\/1JQHzDhxTih1b8wpZHHDkN\">https:\/\/open.spotify.com\/show\/1JQHzDhxTih1b8wpZHHDkN<\/a><\/figcaption><\/figure><\/div>\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/www.youtube.com\/@vegasfaces\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube.png\" alt=\"\" class=\"wp-image-3134\" width=\"228\" height=\"268\" srcset=\"https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube.png 480w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube-255x300.png 255w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube-20x24.png 20w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube-31x36.png 31w, https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/04\/youtube-41x48.png 41w\" sizes=\"(max-width: 228px) 100vw, 228px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.youtube.com\/@vegasfaces\">https:\/\/www.youtube.com\/@vegasfaces<\/a><\/figcaption><\/figure><\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This is episode 21 of Vegas Faces! And to celebrate our 21st, Mary &amp; David make everybody martinis while welcoming Noel Gardiner &amp; Stephen Zadwydas of United Mortgage here in Las Vegas. And, our beloved friend Michelle Martinez, who relocated from Chicago to Vegas! Stephen<\/p>\n","protected":false},"author":1,"featured_media":3397,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[61],"tags":[],"class_list":["post-3383","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vegas-faces-podcast"],"aioseo_notices":[],"uagb_featured_image_src":{"full":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1.jpg",1280,720,false],"thumbnail":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-150x150.jpg",150,150,true],"medium":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-300x169.jpg",300,169,true],"medium_large":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-768x432.jpg",640,360,true],"large":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-1024x576.jpg",640,360,true],"1536x1536":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1.jpg",1280,720,false],"2048x2048":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1.jpg",1280,720,false],"promos-thumbnail-size":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-800x720.jpg",800,720,true],"promos-related-size":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-600x400.jpg",600,400,true],"promos-promo-post":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-800x500.jpg",800,500,true],"promos-related-post-thumbnails":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-850x550.jpg",850,550,true],"menu-24x24":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-24x14.jpg",24,14,true],"menu-36x36":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-36x20.jpg",36,20,true],"menu-48x48":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-48x27.jpg",48,27,true],"woocommerce_thumbnail":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-300x300.jpg",300,300,true],"woocommerce_single":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-600x338.jpg",600,338,true],"woocommerce_gallery_thumbnail":["https:\/\/thevegasfaces.com\/wp-content\/uploads\/2023\/11\/YouTube-Thumbnail-1-100x100.jpg",100,100,true]},"uagb_author_info":{"display_name":"thevegasfaces@gmail.com","author_link":"https:\/\/thevegasfaces.com\/?author=1"},"uagb_comment_info":1,"uagb_excerpt":"This is episode 21 of Vegas Faces! And to celebrate our 21st, Mary &amp; David make everybody martinis while welcoming Noel Gardiner &amp; Stephen Zadwydas of United Mortgage here in Las Vegas. And, our beloved friend Michelle Martinez, who relocated from Chicago to Vegas! Stephen","_links":{"self":[{"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/posts\/3383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3383"}],"version-history":[{"count":7,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/posts\/3383\/revisions"}],"predecessor-version":[{"id":3441,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/posts\/3383\/revisions\/3441"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=\/wp\/v2\/media\/3397"}],"wp:attachment":[{"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thevegasfaces.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}